Financial Software for Mac: 7 Great Apps

Managing your personal finances is often somewhat of a pain, particularly if you’re suffering from a lack of funds to manage! Fortunately a variety of different applications are available for assisting with the process. Whether you’re trying to save a few extra dollars each month or have an enormous investment portfolio, there’s something for you.

These apps will assist with tracking your spending, paying bills on time, planning a simple budget, displaying detailed reports, and (in some cases) entering transactions on-the-go from your iPhone.

Cha-Ching

Cha-Ching

Cha-Ching

Available for both the Mac and iPhone, Cha-Ching is a thoroughly well designed application for managing basic finances. You can track where you’ve spent money, ensure you’re reminded to pay bills on time, and access online banking through the in-built WebKit browser.

Price: Beta / $40
Developer: Midnight Apps
Requires: Mac OS 10.5 Leopard

Money

Money

Money 3

Money supports five main types of account out of the box: Bank, Cash, Credit Card, Investment, and Loan. It has a colorful and eye-catching interface, and also offers a facility for creating invoices.

Price: $39
Developer: Jumsoft
Requires: Mac OS X 10.5 Leopard or later

Squirrel

Squirrel

Squirrel

Get storing a few dollars away for the winter months with Squirrel! Not just that, you can also automate regular transactions (so you never forget to pay a bill), watch your expenses and earnings, and view a history graph that shows your account’s balance at any given time.

Price: €14.99
Developer: Squirrel Team
Requires: Mac OS 10.5 Leopard

Moneydance

Moneydance

Moneydance

Moneydance can process transactions exported from most online banking facilities, generate useful reports, and help manage a budget to ensure you don’t over-spend in certain areas. If you’re lucky enough to have a big investment portfolio, this too can be tracked through the app. Not the most appealing interface, but a solid contender.

Price: $39.99
Developer: Moneydance
Requires: Mac OS X 10.3 or later

Moneywell

Moneywell

MoneyWell

MoneyWell takes the traditional approach of “envelope banking” and applies it to a modern Mac app, automatically connecting to your bank account or importing a data file. You can allocate what you have to spend in various categories at the start of a month to ensure you don’t go over-budget.

Price: $49.99
Developer: No Thirst
Requires: Mac OS X 10.4.9 or later

iCash

iCash

iCash

iCash intends to control your personal finances, keeping track of income, expenses, credits, debts and bank transactions for you. The interface is certainly somewhat dated, but a range of features make it a potential contender. It doesn’t come cheap (at around $60), but does also have a Windows version if you require a cross-platform app.

Price: €46.00
Developer: Maxprog
Requires: Mac OS X 10.3 or later

Quicken

Quicken

Quicken Financial Life (Coming Summer 2009)

Quicken is only available in the slightly aged 2007 version at present, though a new “Financial Life” app is due to launch in Summer 2009. Hopefully this will offer an improved experience over older software, and a more Mac-like interface. The proof will be in the pudding, and we’ll keep you updated with information when it launches!

Other Apps & Conclusion

After asking for your thoughts on Twitter, a few other applications were suggested:

This area of software seems to be one where everyone has a very distinctive personal taste. You may enjoy the pretty interface of Cha-Ching, or prefer the envelope banking style of MoneyWell. It’s certainly worth taking an in-depth look at the website for each app and, if you have time, giving several a try before settling on one.