15 Personal Finance Apps for the Mac

Thanks to personal finance applications, managing and tracking budgets, expenses, cash flows, and potential savings is easier than ever and far less time-consuming. We’ve covered quite a few finance apps for the Mac down the years, which shows a growing interest in this category.

We did a round-up of 7 finance software for the Mac five years ago, and updated it three years ago. To give a fresh perspective, we’ve updated the list again, this time adding five finance apps for business that you can run on your Mac.

Most finance apps are higher in price range than productivity apps or games. Visit the developer’s website and see if they have free trial that you can download before making the purchase at the Mac App Store.

Finance apps for business

FreshBooks logo


A great tool for freelancers and SMBs, FreshBooks aims to be the quickest way to manage your finances specializing on tracking your time and invoicing your clients. FreshBooks helps you get paid faster with simple, beautiful company branded invoicing and offers your clients numerous payment channels: credit card, Google Checkout or PayPal. Operational since 2004, Freshbooks has over five million users.

Price: From $9.95 per month
Requires: Mac OS X 10.6 or later, 64-bit
Developer: FreshBooks

FinancialForce logo


Directed at Businesses using SalesForce CRM, FinancialForce is uncomplicated yet dynamic and capable. Designed to be straightforward, easy to implement and require little maintenance, FinancialForce positions itself towards sales and service focused businesses seeking to grow profitably and effectively. With great integration with SalesForce CRM, businesses only need have one view of a customer enabling effortless transactions between processes.

Requires: Browser-based
Developer: SalesForce

Xero logo


Just like its domain name, Xero is a neat and simple web app that focuses on assisting you in all financial transactions and accounting tasks associated with your business. In addition to a gamut of impressive features, Xero will try and match transactions you’ve downloaded to transactions in Xero. You can easily identify unreconciled items and reconcile when you need to — daily, weekly or monthly.

Price: From $9 per month
Requires: Browser-based
Developer: Xero

KashFlow logo


Built with the focus of making the running of your small business easier, KashFlow is packed with additional features that go above and beyond the standard accounting software remit. Every feature within KashFlow exists as a result of actual users requesting it. By doing away in the ‘accounting jargon’, KashFlow has created an app for the ordinary user.

Price: From $5 per month
Requires: Browser-based
Developer: KashFlow

Intacct logo


Intacct prides itself on its customer satisfaction ratings: 9 out of 10 Intacct clients indicated that they would recommend their service to their colleagues. Directed at SMBs, the Intacct system includes accounting,revenue recognition, contract management, inventory, vendor management, purchasing, financial reporting applications and financial consolidation.

Price: From $400 per month
Requires: Browser-based
Developer: Intacct

New Additions

Let’s begin with a couple of additions since our last finance app roundup.


iBank is a powerful contender in the finance category. At version 4, it received a complete UI redesign while offering various features to assist you when managing your finances. Easy imports of past financial data, budgeting, detailed reports, and tracking investments are some of the things to expect in iBank.

While it’s much more expensive than others, it’s proven to be consistent in terms of performance and reliability.

Price: $59.99
Requires: Mac OS X 10.5 or later
Developer: IGG Software



Koku is a money management app that aims to help you track your money and monitor your spending. Besides its beautiful design, it offers features that give you full control of your financial accounts. Some of the notable features include direct linkage to hundreds of banks, importing and exporting data in various formats, smart tagging, and eye-catching yet detailed visual reports.

Price: $29.99
Requires: Mac OS X 10.6 or later
Developer: Fading Red



While most personal finance apps focus on listing down past and present credit/debit transactions, Cashculator takes on a different route by focusing on tracking your cash flow and helping you make smarter financial decisions for the future based on your data. Just enter your income and expenses, and Cashculator can take care of the rest.

Price: $29.99; a free version is available but limited to two scenarios and a 3-month time span
Requires: Mac OS X 10.7 or later
Developer: Apparent Software



Checkbook is a finance app that aims to help you manage your finances with just the right balance of features. It’s easy to enter and categorize debits or deposits and to make changes to each transaction, since everything is in a single-window, no-nonsense interface. It has a scheduling feature to remind you when it’s time to pay your dues, account summaries, and an advance search filter to make it easy for you to locate entries.

Price: $14.99 ($24.99 for Checkbook Pro)
Requires: Mac OS X 10.6.6 or later
Developer: Splasm Software, Inc.


Savings aims to manage your personal finances without putting you on a learning curve. It sports a simple user interface and features that you know you will use such as budget tracking, scheduling transactions, importing and exporting data, trends, and breakdowns.

If you’re new to managing and tracking your personal finances and are looking for a finance app that can walk you through the process, Savings is a great choice.

Price: $9.99
Requires: Mac OS X 10.6.6 or later
Developer: Yi Lin Productions

Looking Back

Now that we’ve covered the newer additions, let’s take a look at what has changed or improved for the older batch of finance apps for the Mac.

Moneywell icon


Moneywell, the popular envelope-style budgeting app, is now one of the most recommended finance apps in the industry. It’s got a shiny new icon, a slick interface design, faster synching, and is fully operational on OS X Lion. There’s a wide range of new features as well, such as event-based budgeting, interactive reports, smart filtering, and many more. Read how Moneywell works in this in-depth review.

Price: $49.99
Requires: Mac OS X 10.7 or later, 64-bit
Developer: No Thirst Software


Money 4 by Jumsoft has improved with new features and a redesigned user interface to make it easy for you to track and manage your personal finances. You can now schedule transactions using Smart Scheduler, track investments, create and plan budgets, and track different accounts all in one window. This is the personal finance app I use on the Mac, and the one I’ve stuck with the longest.

Price: $38.99
Requires: Mac OS X 10.7 or later, 64-bit
Developer: Jumsoft


Squirrel has also grown in popularity and had a a recent review published on Mac.Appstorm. The app tackles personal finance management through a straightforward interface design and easy-to-use features, such as budget tracking, scheduling transactions, and creating progress reports.

Price: $24.99
Requires: Mac OS X 10.7.2 or later, 64-bit
Developer: Axel Péju


Moneydance 2011 continues to be a great finance application for the Mac. The app offers online banking wherein you can download transactions automatically as well as send online payments to recognized financial institutions. Other features, such as calendars, reminders, and account graphing are also available on Moneydance. A significant change since we last looked at the app is a $10 price increase from its old price of $39.99.

Price: $49.99
Requires: Mac OS X 10.4 or later
Developer: The Infinite Kind Limited

iCash SE

Lastly, we have iCash or iCash SE, a finance app with a whole range of features to track and manage your financial accounts. As it is feature-rich and multi-purpose, iCash can also be used for small businesses, associations, and the self-employed. The recent update (pushed out last April 24, 2012) offers various fixes and new features, so you might want to check it out.

Price: $49.99
Requires: Mac OS X 10.6.6 or later
Developer: Max Programming, S.L.

How Do You Manage Your Money?

We’ve seen a couple of great Mac apps for personal finance management. Some have improved over the years while others have take on different strategies and approaches to managing money.

This goes to show that there is a thriving need for great finance software for the Mac. Hopefully, we’ll see plenty more that can help us manage our finances effectively.

Update: Post originally published on May 5th 2012. The post was updated on 28th May 2015.