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When the words “financial management” come into mind, I’m sure you aren’t thinking about a fun way to spend your Saturday night. That must be because you haven’t given Cha-Ching from Midnight Apps a shot. Cha-Ching, available on both the Mac and iPhone/iPod Touch platforms. allows you to log your daily transactions, make and keep track of different bank accounts and helps you plan and stick to a budget.

Currently, the Mac version of the software is in its last stages of beta testing before its big 2.0 release. This means that you might run into some slight issues regarding features that have yet to be enabled but are sure to be included in the update. With that in mind, let’s jump right in!


Managing your personal finances is often somewhat of a pain, particularly if you’re suffering from a lack of funds to manage! Fortunately a variety of different applications are available for assisting with the process. Whether you’re trying to save a few extra dollars each month or have an enormous investment portfolio, there’s something for you.

These apps will assist with tracking your spending, paying bills on time, planning a simple budget, displaying detailed reports, and (in some cases) entering transactions on-the-go from your iPhone.


Running a freelance business requires you to be an expert at everything – from communicating with clients to meticulously tracking your time and expenses. Doing all this manually can be dramatically time consuming, and it’s easy to make mistakes – nobody is perfect. Fortunately there are a range of Mac applications which can lend a hand and assist in the day to day running and organizing of your business.

This overview will focus on two key areas:

  1. Invoicing, Accounting & Time Tracking – Tools to ensure that you’re on top of finances and invoicing, whilst devoting most of your time to work you enjoy
  2. Organization & Utilities – Applications for managing thoughts, research and speeding up the day-to-day use of your Mac


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