Thanks to personal finance applications, managing and tracking budgets, expenses, cash flows, and potential savings is easier than ever and far less time-consuming. We’ve covered quite a few finance apps for the Mac down the years, which shows a growing interest in this category.
We did a round-up of 7 finance software for the Mac five years ago, and updated it three years ago. To give a fresh perspective, we’ve updated the list again, this time adding five finance apps for business that you can run on your Mac.
Looking for a way to keep your finances managed this year, perhaps to make next tax season a bit less frustrating? Then you need to check out Money by Jumsoft, our sponsor this week.
Money by Jumsoft presents a powerful, comprehensive, and intuitive system designed to help you keep control of your financial life. Oversee your account balances, track investments, keep budgets, and manage your bank accounts, credit cards, loans, investments, assets, and cash. And do it all in a straightforward and stylish interface.
Money’s key features include:
- Convenient income and expense tracking
- Easy budget planning
- Scheduled transactions
- Multiple options for reports
- Investment tracking
- Sync with Money for iPhone and iPad via Wi-Fi
- Multiple data files
- Password protection
Money was first released in 2003 and has won wide popularity among small businesses and home users of Macs since then. Fans of Money appreciate the combination of its high usability and the effectiveness of finance management that it provides.
Go Get It!
Ready to get your finances under control on your Mac? Then head over to the App Store and grab your own copy of Money for $38.99. Or, you can download a free trial of Money from Jumsoft’s site to make sure it works for you before buying a copy.
It’s really hard for me to find a personal finance app that draws me in, as I think it probably is for most sane people. So when our previous articles about popular personal finance apps were overrun with comments about You Need a Budget (commonly shortened to YNAB), I knew I definitely had to give it a try. The love that Appstorm users have for YNAB was overwhelming … and boy am I glad I gave it a try!
YNAB is a fantastic app which helps you to create, track and maintain a budget based upon their four simple rules of saving and spending. The software, which syncs between the computer and mobile apps, is wonderfully designed and incredibly intuitive. If you buy into the premise of the app, you can see incredible results. The constant reader plugs for YNAB now make complete sense to me – stick with me after the jump to learn why.
When it comes to choosing a personal finance app for your Mac, you’ve got quite a range to choose from. We even did a roundup of 15 of the best candidates a couple of months back and picking one can be quite difficult owing to all the different range of features in each one.
Well, we can’t look at all 15 individually (otherwise we’d be here until the end of the year!) but instead we’re going to look at three of the most popular in a bit more detail, Moneywiz, iBank and Money, comparing the features and, most importantly, which out of these three is the best personal finance app for you.
These days, there’s literally an app for everything: keeping recipes, managing projects, invoicing customers, and managing one’s finances. Money management is an especially popular app category now that people can simplify budget tracking and analyze both earnings and expenses all in one window.
We’ve reviewed some of the popular Mac finance apps in the industry in the past, such as Koku, iBank, and Moneywell. These apps are known for their handful of features and innovative UIs, all of which are geared towards informing you exactly where your money goes, where it comes from, how frequent your spending has been for the past few months, and of course what is left in your account. But for today’s review, I’ll be taking a look at another finance app that takes on a simpler route: Savings.
There is certainly no shortage of finance apps available for the Mac. For some odd reason, Intuit has shied away from offering it’s full-fledged Quicken software for Mac. They offer a watered-down version called “Quicken Essentials for Mac,” but as someone who has used it, I can tell you that they are using that word “essentials” loosely, and charging far too much for the app. It lacks even the most basic features that people expect of any software for tracking their expenses, paying their bills, and organizing their finances in general.
As a result, the field is wide open for competing finance apps for the Mac. Today we are going to take a look at Money Plus, and see how it stacks up against the competition.
The popularity of online bill paying simplifies our lives in many ways (not to mention the tree savings), but without a solid piece of mail arriving at the door, it can be tough to remember the due dates for the many bills we pay each month. While you could set up repeating reminders in iCal, and keep track of what you’ve paid on spread sheets, the developers of Chronicle promise an easier way to keep track of bills for the memory-and-math-challenged.
Unlike many other finance apps, which try to do everything from creating budgets to tracking transactions, Chronicle is dedicated solely to helping you pay the bills. Find out if this simplified approach can prevent bill-related anxiety in today’s review!
We’d like to take a moment to say a big thank you to this week’s sponsor, Jumsoft Money
Jumsoft, a developer of high-quality applications for Mac OS X, has completely overhauled its most popular product, the finance and budgeting application Money. It provides small businesses and home users with a simple and remarkably effective way to track their financial records and create budgets. Among other novelties, the new Money 4 features a fully redesigned user interface, allows direct downloads from financial institutions, and institutes smart importing rules and a document-based system that allows multiple users to work with a single copy of the application.
Money was first released in 2003 and has gained wide popularity among small businesses and home users of Mac since then. Fans of Money appreciate its combination of high usability and effective finance management.
Money 4 provides a flexible way of recording financial transactions in multiple types of accounts: cash, bank, credit card, loan, investment, and asset. With Money 4, users can create a budget plan and effortlessly monitor the actual outcome. The comprehensible Portfolio feature displays a well-rounded view of investments. Managing scheduled transactions and creating straightforward income/expense reports is also refreshingly simple with Money 4.
“Whether our clients wish to keep track of their personal expenditures or create monthly budgets for their business, Money is designed for them,” says Algirdas Unguvaitis, Jumsoft’s general manager. “We have put a great deal of time and effort into the fourth installment of the application, and we truly hope our clients will be satisfied with the final result.”
In many ways it’s the holy grail of Mac apps. Apple has instilled an appreciation for the beautiful, the polished, and the carefully designed. And if there’s one part of our lives that screams out for an experience like that it’s money management.
I mean it makes sense, right? Computers are good with numbers, and people usually aren’t. Computers can be used to identify patterns and formulate projections, and people like to see patterns and projections. And on the Mac platform we should be able to get all of that lovely functionality wrapped up in an aesthetically pleasing package, right?
Well there’s a new contender that’s entered the fray: Koku. Making the rounds, Koku has attracted the attention of the Mac community. We’re all dying to know if someone new can build the type of financial monitoring app that we’ve all been looking for.
And so here we are. Let’s take a look at the areas that Koku excels in, and the spots where they need to do some work.
These days, you’d be hard-pressed to find any business, freelancer or consumer who doesn’t have a PayPal account, and for good reason – it’s quick, easy, and universally used. Considering its success, however, the PayPal website is still awkward to use –
If you leave it for more than a second, it would seem, it logs itself out, and you have to waste time logging back in again. Once you’re in, it’s not all that intuitive, and you have to navigate countless dropdown menus to do anything. In short, the PayPal site is a pain.
GaragePay can take away all of that pain. It’s a PayPal client for Mac, meaning you never have to use that pesky site ever again, and instead can handle all of your transactions from the comfort of a native app.